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Credit Application Disclosure: Checking the checkbox, I certify that I am 18 years or older and my application is true and complete. I agree that Adir International, LLC dba Curacao (Curacao) may verify my information (including my spouse’s if I live in a community property state). I agree that Curacao may furnish information about me as permitted by law, including this application, verification interrogatory data and my credit performance with Curacao, to financial institutions or third parties with whom it has a cross or joint marketing agreement so they may consider offering me other products and services. I authorize Curacao to share information about me with any or its affiliates, associates, or subsidiaries. I expressly consent to be contacted concerning my credit relationship with Curacao by Curacao itself, anyone acting on behalf of Curacao (whether a Curacao affiliate or a third party, such as a collection agency), or anyone who has acquired my loan or account from Curacao. This consent is irrevocable and extends to contact by autodialed or prerecorded voice calls or text messages to my residential telephone and/or cell phone, whether or not I am charged for the call or message under my telephone calling plan. I give my consent to receive legal disclosures and any other information related to my account electronically. I understand that I may request a paper copy of the disclosures. I have read and agree to the credit terms and other disclosures relating to the loan or account for which I am applying, and I understand if Curacao extend credit to me, a copy will be provided to me and will govern my loan or account. If more than one person signs below, each agrees that he or she will have full and equal access to any credit lines and will be individually and jointly liable for repayment of all indebtedness incurred.